STRATEGISE: Champagne problems – the power of collaborative advice strategies to resolve and accelerate wealth creation for complex clients
Speakers
Naomi Mee-Martino CFP®
®, Director & Owner • Bastion Financial Group
A Certified Financial Planner, Naomi is Director and owner at Bastion Financial Group and whose experience from the boutique private practice and corporate worlds combines to deliver ‘Advice excellence’ to Bastion clients.
Naomi possesses a profound understanding of the intricate dynamics inherent in advising high-net-worth individuals, navigating complex business structures, and addressing the multifaceted financial planning needs of the family groups that sit underneath. Addressing needs such as complex succession and legacy planning requirements, the importance of building diversified wealth across the right structures (including SMSF’s), and providing risk management strategies and solutions, Naomi works closely with clients as a pro-active strategic wealth manager, doing so in concert with their external accounting and legal advisers ensuring optimal outcomes for Bastion clients.
A staunch advocate for professionalism and ethics, Naomi is Chair for the WA Community of the Financial Advice Association of Australia (FAAA) and contributes her expertise as a member of the School of Economics, Accounting, and Finance (SAEF) Financial Planning Discipline Advisory Panel at Curtin University.
Firmly believing that we all have an equally valuable contribution to make, regardless of gender or background – Naomi supports the importance of diversity in the financial services profession, and across all disciplines.
Naomi enjoys keeping fit, good food (but not cooking!), classical music, reading and taking in new travel experiences with her family.
Naomi possesses a profound understanding of the intricate dynamics inherent in advising high-net-worth individuals, navigating complex business structures, and addressing the multifaceted financial planning needs of the family groups that sit underneath. Addressing needs such as complex succession and legacy planning requirements, the importance of building diversified wealth across the right structures (including SMSF’s), and providing risk management strategies and solutions, Naomi works closely with clients as a pro-active strategic wealth manager, doing so in concert with their external accounting and legal advisers ensuring optimal outcomes for Bastion clients.
A staunch advocate for professionalism and ethics, Naomi is Chair for the WA Community of the Financial Advice Association of Australia (FAAA) and contributes her expertise as a member of the School of Economics, Accounting, and Finance (SAEF) Financial Planning Discipline Advisory Panel at Curtin University.
Firmly believing that we all have an equally valuable contribution to make, regardless of gender or background – Naomi supports the importance of diversity in the financial services profession, and across all disciplines.
Naomi enjoys keeping fit, good food (but not cooking!), classical music, reading and taking in new travel experiences with her family.
Danielle Fagents
Chartered Accountant & Director • Onyx business Group
Danielle Fagents is a Chartered Accountant and Director at Onyx Business Group, bringing 20 years of experience in accounting, taxation and business services. She has a proven track record of driving growth, innovation, and operational excellence across a diverse client portfolio.
Known for her practical approach, attention to detail, and clear communication, Danielle blends commercial acumen with a genuine commitment to collaboration, inclusion, and purpose-led work.
At Onyx, Danielle leads a high-performing team known for delivering exceptional service while fostering a culture of support, flexibility, and professionalism. Her leadership style is thoughtful and client-focused, balancing technical expertise with a personable, grounded approach.
Outside of business, Danielle is a passionate advocate for community involvement and gender equity in sport. She plays women’s Masters football and volunteers her time to preserving and promoting the history of women’s football in Western Australia. Her work with the WA Football Heritage Committee reflects her dedication to honouring the legacy of past players and creating lasting impact for future generations.
Whether in business or the community, Danielle brings integrity, warmth, and a deep sense of purpose to everything she does.
Known for her practical approach, attention to detail, and clear communication, Danielle blends commercial acumen with a genuine commitment to collaboration, inclusion, and purpose-led work.
At Onyx, Danielle leads a high-performing team known for delivering exceptional service while fostering a culture of support, flexibility, and professionalism. Her leadership style is thoughtful and client-focused, balancing technical expertise with a personable, grounded approach.
Outside of business, Danielle is a passionate advocate for community involvement and gender equity in sport. She plays women’s Masters football and volunteers her time to preserving and promoting the history of women’s football in Western Australia. Her work with the WA Football Heritage Committee reflects her dedication to honouring the legacy of past players and creating lasting impact for future generations.
Whether in business or the community, Danielle brings integrity, warmth, and a deep sense of purpose to everything she does.
In the world of complex clients, particularly business owners with multi-entity structures, the potential for accelerated wealth creation is immense—but only if the right collaborative advice strategies are deployed. This session explores the transformative journey of a business-owner client referred in 2021, who began with just $200k in investable assets, a tangled and inefficient business structure, a debt-laden SMSF, with the dream of an eight-year runway to retirement.
Fast forward four years, and through a meticulously coordinated advice strategy—spanning business restructuring, SMSF optimization, debt elimination, investment strategy and diversification, risk protection, and estate planning—the client is now debt-free with nearly $4 million in investable assets and ready to retire at 58.
This case study showcases how collaborative advice across professionals—financial advisers, accountants, and legal experts—can unlock cascading financial outcomes, much like a well-orchestrated tower of prosperity flowing seamlessly across entities. It’s a testament to the power of strategic alignment, timing, and execution in delivering extraordinary results for complex clients.
Learning Outcomes
Attendees will learn about the following:
- Identify structural inefficiencies in complex client entities impacting tax, asset protection, and retirement outcomes.
- Coordinate financial, legal, and accounting advice to deliver integrated strategies for business-owner clients.
- Apply tax planning tools like Division 7A and bucket companies to optimise cash flow and reduce liabilities.
- Embed insurance and estate planning into succession strategies to protect wealth and ensure continuity.
CPD: 0.25 hrs Tax (Financial) Advice / 0.75 hrs Technical Competence
Date & Time: Thursday, November 20, 2025 • 10:00 AM - 11:00 AM
Location: Meeting Rooms 1 - 3
Type: Session